bargo/transcribe-finance-v1 · English (en) · Zero Data Retention

Financial speech‑to‑text, built for earnings & markets.

bargo/transcribe-finance-v1 is Bargo's proprietary English speech‑to‑text model built for corporate earnings calls, institutional investor conferences, FOMC commentary, financial podcasts, and biopharma discussions. It delivers 2.38% WER on SPGISpeech and 3.92% composite WER across OpenASR at $0.10 per audio hour.

POST https://www.bargo.ai/v1/audio/transcriptions · POST https://www.bargo.ai/v1/chat/completions
SPGISpeech Earnings WER
2.38%
#1 accuracy on corporate earnings calls vs. 2.95% Deepgram Nova-3 & 3.50% GPT-4o Transcribe
4-Suite OpenASR Mean
3.92%
#1 composite mean across SPGISpeech, LibriSpeech Clean (1.48%), Other (2.66%) & Earnings-22
Throughput & Speed
25.3×
~3.1s median turnaround per 30s audio segment; transcribes a 60-min call in ~2.4 minutes
Retail Token Pricing
$0.10/hr
$0.30 / 1M audio input tokens · $1.80 / 1M text output tokens (3.6× lower than GPT-4o)

01 · Standardized Evaluation

Benchmark accuracy across financial & general English speech

Evaluated on standard public speech-to-text suites covering U.S. corporate earnings calls (SPGISpeech), clean and noisy/accented speech (LibriSpeech), and global multi-accent earnings webcasts (Earnings-22). Lower Word Error Rate (WER %) is better.

SPGISpeech Corporate Earnings WER

Lower is better
Bargo transcribe-finance-v12.38%
Deepgram Nova-32.95%
AssemblyAI Universal-23.10%
Microsoft MAI-Transcribe-13.20%
OpenAI gpt-4o-transcribe3.50%
OpenAI Whisper Large-v33.92%

4-Suite OpenASR Composite Mean WER

Lower is better
Bargo transcribe-finance-v1 ($0.10/hr)3.92%
Deepgram Nova-3 ($0.26/hr)4.13%
AssemblyAI Universal-2 ($0.15/hr)4.18%
Microsoft MAI-Transcribe-1 ($0.10/hr)4.34%
OpenAI gpt-4o-transcribe ($0.36/hr)4.65%
OpenAI Whisper Large-v3 ($0.36/hr)5.19%
Benchmark Suite Bargo v1 ($0.10/h) Bargo Realtime ($0.05/h) Deepgram Nova-3 AssemblyAI U-2 MAI-Transcribe-1 GPT-4o Transcribe Whisper Large-v3
SPGISpeechCorporate Earnings Calls 2.38% 5.43% 2.95% 3.10% 3.20% 3.50% 3.92%
LibriSpeech CleanClean English Speech 1.48% 4.22% 1.83% 1.60% 1.75% 1.90% 1.84%
LibriSpeech OtherNoisy & Accented Speech 2.66% 7.44% 3.90% 3.10% 3.40% 3.60% 3.68%
Earnings-22Global Multi-Accent Earnings 9.15% 17.44% 7.84% 8.90% 9.00% 9.60% 11.30%
4-Suite Mean WERComposite Average 3.92% 8.63% 4.13% 4.18% 4.34% 4.65% 5.19%
Spoken Stock TickersCase-Exact Exchange Symbols 100.0% (0.43% WER) 87.5% (4.76% WER) 67.5% 70.0% 72.5% 75.0% 65.0%
16-Call / 201-Exec RosterC-Suite & Sell-Side Recall 99.0% (199/201) 88.4% (8.18% WER) 68%–74% 65%–72% — 70%–76% 62.0%
PriMock57 Clinical RecallBiopharma & Clinical Terms 98.2% (8.83% WER) 85.5% (12.09% WER) — — — — —
Retail Price / HrEffective Cost per Audio Hour $0.10 / hr $0.05 / hr $0.26 / hr $0.15 / hr $0.10 / hr $0.36 / hr $0.36 / hr
SPGISpeechCorporate Earnings Calls (WER %)
Bargo v12.38%
Deepgram N-32.95%
AssemblyAI3.10%
MAI-Trans-13.20%
GPT-4o3.50%
Whisper v33.92%
LibriSpeech Clean & OtherClean / Noisy Accented Speech (WER %)
Bargo v11.48% / 2.66%
AssemblyAI1.60% / 3.10%
MAI-Trans-11.75% / 3.40%
Deepgram N-31.83% / 3.90%
Whisper v31.84% / 3.68%
GPT-4o1.90% / 3.60%
4-Suite Composite Mean WER & CostAverage across SPGI, LibriSpeech & Earnings-22
Bargo v13.92% ($0.10/h)
Deepgram N-34.13% ($0.26/h)
AssemblyAI4.18% ($0.15/h)
MAI-Trans-14.34% ($0.10/h)
GPT-4o4.65% ($0.36/h)
Whisper v35.19% ($0.36/h)

02 · Financial & Biopharma Fidelity

Where general speech models fail on earnings calls

Off-the-shelf ASR models routinely corrupt executive names, spoken stock tickers, basis-point figures, and clinical trial assets. bargo/transcribe-finance-v1 resolves domain terminology natively and accepts optional prompt hints for call rosters.

✕ Off-the-Shelf General ASR
"Thank you, uh Not Ashkenazi. In Q3, Zeppelin and Montero drove revenue growth of 28% year over year on a non gap basis, expanding gross margin by two hundred forty-five basis points while phase three read outs in HF pef met primary endpoints."
6 entity & numeric corruptions Executive & drug names lost
✓ bargo/transcribe-finance-v1
"Thank you, Anat Ashkenazi. In Q3, Zepbound and Mounjaro drove revenue growth of 28% YoY on a non-GAAP basis, expanding gross margin by 245 bps while Phase 3 readouts in HFpEF met primary endpoints."
100% entity & numeric canonicalization Prompt-boosted roster & clinical vocabulary
99.0%
vs. 51%–74% General ASR

Executive & Analyst Names

Exact spelling of CEOs, CFOs, IR heads, and covering sell-side analysts during live earnings Q&A.

100.0%
vs. 85.0% General ASR

Spoken Stock Tickers

Resolves spoken exchange symbols (NVDA, LLY, ASML, TSM, BRK.A) without phonetic distortion.

4.57% WER
vs. 8.40% WER General ASR

Guidance & Financial KPIs

Canonical formatting for GAAP/non-GAAP, EBITDA, basis points, EPS ranges, and YoY/QoQ metrics.

98.2%
vs. 96.4% General ASR

Biopharma & Clinical Terms

Validated on PriMock57 clinical consultations, therapeutic classes, and FDA AdCom terminology.

03 · Drop-In Integration

API Quickstart

100% compatible with the standard OpenAI Audio Transcriptions SDK (/v1/audio/transcriptions) and Multimodal Chat Completions (/v1/chat/completions).

transcribe_earnings.py
from openai import OpenAI

client = OpenAI(
    base_url="https://www.bargo.ai/v1",
    api_key="YOUR_BARGO_API_KEY",
)

with open("earnings_call.mp3", "rb") as audio_file:
    transcript = client.audio.transcriptions.create(
        model="bargo/transcribe-finance-v1",
        file=audio_file,
        prompt="Eli Lilly, Anat Ashkenazi, David Ricks, Zepbound, Mounjaro",
    )

print(transcript.text)
POST /v1/audio/transcriptions
curl -X POST https://www.bargo.ai/v1/audio/transcriptions \
  -H "Authorization: Bearer $BARGO_API_KEY" \
  -F file="@earnings_call.mp3" \
  -F model="bargo/transcribe-finance-v1" \
  -F prompt="Eli Lilly, Anat Ashkenazi, Zepbound, Mounjaro" \
  -F response_format="verbose_json"
POST /v1/chat/completions (input_audio)
curl -X POST https://www.bargo.ai/v1/chat/completions \
  -H "Authorization: Bearer $BARGO_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "model": "bargo/transcribe-finance-v1",
    "messages": [
      {
        "role": "user",
        "content": [
          {"type": "text", "text": "Eli Lilly, Anat Ashkenazi, Zepbound, Mounjaro"},
          {"type": "input_audio", "input_audio": {"data": "<BASE64_AUDIO>", "format": "mp3"}}
        ]
      }
    ]
  }'
transcribe.ts
import fs from "fs";
import OpenAI from "openai";

const client = new OpenAI({
  baseURL: "https://www.bargo.ai/v1",
  apiKey: process.env.BARGO_API_KEY,
});

const result = await client.audio.transcriptions.create({
  model: "bargo/transcribe-finance-v1",
  file: fs.createReadStream("earnings_call.mp3"),
  prompt: "NVIDIA, Jensen Huang, Colette Kress, Blackwell, NVLink",
});

console.log(result.text);

04 · Model Datasheet

Technical specifications

Production parameters and compliance guarantees for institutional deployments.

Model IDbargo/transcribe-finance-v1
Language SupportEnglish (en) — US, UK, EU & APAC accents
Modalityaudio → text
Context Length32,768 tokens (4,096 max output)
Audio FormatsWAV, MP3, FLAC, M4A, OGG, OPUS, WEBM, AAC, MP4
Response Formatsjson, verbose_json, text, srt, vtt, SSE stream
Data RetentionZero Data Retention (ZDR) — volatile memory
Machine Schemas/v1/models · /v1/benchmarks
Ready to integrate bargo/transcribe-finance-v1 into your research or voice pipeline?
Request API Key → Raw Benchmark JSON